Big Savings, Bigger Smiles

• All Children can apply who are on Healthy Smiles Ontario program
• Age: At least 12 years old (Expanding to children under 12 and seniors 65+ as of 2024 rollout phases)
• Household income: Less than $90,000 annually
• No access to private dental insurance
  
• Be a Canadian resident for tax purposes
• Have filed a tax return in the previous year

• Age 65 or older | Available Now
• Adults with a valid Disability Tax Credit certificate for 2023 | Available Now
• Children under the age of 18 | Available Now
• Aged between 55 to 64 years old | May 1, 2025
• Aged between 18 to 34 years old | May 15, 2025
• Aged between 35 to 54 years old | May 29, 2025

• Exams, x-rays
• Cleanings and scaling
• Fluoride treatments
• Sealants
• Fillings
• Crown
• Root canals
• Dentures (complete and partial)
• Periodontal treatments (gum care)
• Extractions (tooth removal)
• Some oral surgeries

• Coverage limits and co-pays may apply depending on your household income.
• Pre-authorization may be required for certain procedures (like crowns, root canals on molars, or sedation).

• Seniors who applied in late 2023 started receiving coverage May 2024.
• For others, coverage begins a few months after application approval.

No. Sun Life administers the plan and pays providers directly, if the dental provider has agreed to bill Sun Life directly. If not, patients may need to pay upfront and submit a claim.

You may be eligible if your existing coverage is not considered comprehensive. However, overlapping coverage rules apply, and the CDCP may be secondary.

You are not eligible for the CDCP if you currently have access to any private dental insurance — even if you don't use it.

Applications are made through the Canada Revenue Agency (CRA), either online using My Account or by phone. Ensure your contact info and income tax filings are up to date.

Not yet. Dentists can choose to opt in and bill the program directly. It’s best to ask your dentist if they participate in the CDCP or check for CDCP-participating providers.

No. The CDCP does not cover cosmetic procedures. It focuses on essential oral health care.